Top-Tier Rim Joist Insulation in Madison, WI and Rochester, MN
What is Rim Joist Insulation?
Does your basement always feel chilly, or do your feet hit an ice-cold floor first thing in the morning? These everyday annoyances could be signs of poor rim joist insulation. Rim joists, where your floor framing meets the exterior walls, are easy to overlook, but they’re one of the most common areas for air leaks and heat loss.
In cold climates like Wisconsin and Minnesota, unsealed rim joists are a common reason homes feel drafty and expensive to heat. Rim joist insulation seals this vulnerable area, blocking cold air in winter and hot air in summer. Without it, your HVAC system works overtime to maintain comfort, driving up energy costs.
Unlike wall framing, which is typically insulated during construction, rim joists are often left exposed or underinsulated. This makes them prone to air leaks, moisture buildup, and even mold. Installing spray foam or rigid foam board insulation creates a reliable thermal and air barrier, improving both comfort and efficiency.
For homeowners in Madison, WI, and Rochester, MN, where subzero winters are common, properly insulating your rim joists can make a noticeable difference in comfort and heating costs.


Avoiding the Chimney Effect
Also known as the stack effect, the chimney effect refers to the phenomenon where air moves vertically through a home due to temperature differences. In winter, warm indoor air rises and escapes through leaks in the upper levels of your home. As that air escapes, it pulls in cold air from lower levels, especially through unsealed rim joists in the basement.
This cycle continues as long as there’s a temperature difference between indoors and outdoors, leading to issues like your floors always feeling cold, skyrocketing utility bills, or increased strain on your heating system.
By sealing rim joists, you effectively block one of the main entry points for outside air. This helps stabilize indoor temperatures and stops the vacuum-like airflow that draws in cold, damp basement air. According to ENERGY STAR, sealing basement air leaks is one of the most effective ways to prevent heat loss and improve indoor air quality.
With rim joist insulation in place, the chimney effect is minimized, resulting in a warmer home and more consistent energy performance throughout the year.
Benefits of Proper Rim Joist Insulation
Properly insulating your rim joists offers more than just comfort—it’s a crucial step in home energy efficiency and protection. Here’s how rim joist insulation improves your home:
Minimal Basement Air Leakage
Uninsulated rim joists are a significant source of air infiltration. Cold air flows through gaps in the wood framing, creating drafts that travel into your basement and living spaces. By insulating this area, you reduce unwanted airflow and stop cold air from invading your home at the source.
Sealing these gaps also means fewer allergens, dust, and outdoor pollutants make their way inside, improving indoor air quality.
Moisture Control
Basements are already prone to humidity and condensation. When rim joists are left uninsulated, outside air mixes with warmer interior air, leading to moisture buildup around the sill plate and wood framing. Over time, this creates a breeding ground for mold, rot, and mildew.
Rim joist insulation, especially closed-cell spray foam, acts as both a thermal and moisture barrier. It reduces the chance of condensation and protects your home’s structural framing from water-related damage.
Prevents Pests
Gaps around rim joists don’t just let in air; they can also become easy access for insects and rodents. Once inside, pests can nest in wall cavities, chew through insulation, or damage wiring.
Sealing rim joists makes it significantly harder for pests to enter your basement or crawl space. The added insulation also deters nesting, creating a more secure and hygienic home environment.
Lowers Energy Consumption
When your HVAC system has to work overtime to compensate for temperature fluctuations, your energy usage increases. Rim joist insulation locks in conditioned air and blocks external temperatures from influencing your indoor environment.
This translates to reduced heating and cooling cycles, lower utility bills, and less wear and tear on your HVAC system. For many homeowners, rim joist insulation pays for itself through long-term energy savings.
Warmer Floors in the Winter
If your floors feel cold in the morning, even with your heater working overtime, it’s likely due to air infiltration from below. Insulating the rim joists helps stop this chill from creeping into your floorboards.
With proper rim joist insulation, your floors stay noticeably warmer in winter, making your living space more comfortable and reducing the need to increase the thermostat setting.

How To Tell If Your Home Needs Rim Joist Insulation
Not sure if your home could use rim joist insulation? Don’t feel bad, as you’re not alone. Many homeowners don’t realize how much energy and comfort is lost through this small but essential part of the house. Here are some common signs that your rim joists may need some TLC:
- Drafts Near Floors: You may need to insulate the rim joist if your toes get chilly near the baseboards; cold air may be seeping in through gaps.
- High Energy Bills: Skyrocketing utility bills, especially in winter, can indicate that heat is escaping through uninsulated areas, such as the rim joists.
- Condensation or Mold: Moisture buildup along the basement ceiling or sill plate is a warning sign that outside air is interacting with interior warmth.
- Cold, Damp Basement: Basement rim joist insulation helps regulate basement temperatures and humidity levels, maintaining the space at a comfortable level.
- Daylight in Joists: Any visible light around the rim joists means there’s an opening that needs to be sealed.
If a few of these ring a bell, it’s probably worth taking a closer look. Adding insulation to the rim joists is a simple fix that can make your home feel warmer, reduce your high energy bill, and prevent more significant and costly problems down the road.
Schedule a Home Energy Consultation Today
Before investing in insulation upgrades, it’s important to understand where your home is losing energy. That’s where our Home Energy Consultation comes in.
Our experts conduct a comprehensive assessment of your home’s insulation, ventilation, and air leakage points, including the rim joists. Using tools like infrared imaging and blower door tests, we pinpoint exactly where your home needs improvement. From there, we provide tailored recommendations to help you save on energy costs and enhance indoor comfort.
Whether you’re noticing drafts, cold floors, or high energy bills, a home energy consultation is the first step toward a more efficient home.
Larson Home Services is Your Go-To Rim Joist Insulation
Contractor in Madison, WI & Rochester, MN
At Larson Home Services, we specialize in helping homeowners stay comfortable and energy efficient year-round. With years of experience insulating homes in Wisconsin and Minnesota, our team has the expertise to tackle common regional challenges, such as air leaks and freezing basements, with ease.
What sets us apart?
- Experienced, local technicians who understand your home and climate
- High-performance insulation solutions, including spray foam and air sealing
- Services backed by top-tier materials and equipment to ensure long-lasting results
- Whole-home energy upgrades tailored to your needs, budget, and long-term goals
- Trusted recommendations—no sales pressure
From your first energy consultation to the final insulation install, we’re with you every step of the way. We’re proud to help homeowners feel the difference: fewer drafts, lower bills, and a home that’s simply more comfortable year-round. If that sounds perfect for you, we’d love to get started.
Contact the experts at Larson Home Services today to schedule your insulation assessment and discover how much more efficient your home can be.